First Security Bank - Products and Services - Checking Accounts

. First Security Bank - Products and Services - Checking Accounts

Products and Services

Checking Accounts

Free Checking

$100.00 minimum opening deposit required
Unlimited check writing
No monthly service fee
Monthly items truncated
Debit card available

Value Checking

$100.00 minimum opening deposit required
Unlimited check writing
$3.00 monthly service charge - regardless of balance
Image statement monthly
Debit card available

Regular Checking

$100.00 minimum opening deposit required
Unlimited check writing
$7.50 service charge imposed monthly if daily balance falls below $750.00 and average daily balance for the month falls below $1,500.00
Image statement monthly
Debit card available

Interest Checking

$100.00 minimum opening deposit required
Unlimited check writing
$10.00 service charge imposed monthly if daily balance falls below $1,000.00 and average daily balance for the month falls below $2,000.00
Image statement monthly
Debit card available
Variable interest rate
Interest compounded and credited each statement cycle

Classic Checking

Age 50 or older to open
$100.00 minimum opening deposit required
Unlimited check writing
No monthly service charge
Image statement monthly
Free bank stock wallet checks
Free Traveler's Checks and Money Orders
Nonimal fees apply to: Cashier's Checks, Gift Checks, and Travelers Checks for Two
Debit card available

Classic Plus Checking

Age 50 or older to open
$100.00 minimum opening deposit required
Unlimited check writing
$10.00 monthly service charge if balance falls below $1,000.00 and the average daily balance for the month falls below $2000.00
Image statement monthly
Free bank stock wallet checks
Free Traveler's checks and Money Orders
Nonimal fees apply to: Cashier's Checks, Gift Checks, and Travelers Checks for Two
Variable interest rate
Debit card available

Relationship Checking

$100.00 minimum opening deposit required
Balances of $10,000.00 required to avoid $15.00 monthly service charge
Unlimited check writing
Image statement monthly
Variable interest rate
Free bank stock wallet checks
Free Traveler's checks, Cashier's checks and Money Orders
Nonimal fees apply to: Gift Checks, and Travelers Checks for Two
Debit Card available

Small Business Checking

$100.00 minimum opening deposit
Available to all business entities
Non Interest bearing
300 items at no charge
$0.50 for each item over 300 (includes checks written and items deposited)
Image statement monthly
Debit Card available

Commercial Checking

$500.00 minimum opening deposit
Available to all business entities
Non interest bearing
Monthly service charge is based on Account Analysis
Image statement monthly
Debit Card available

Commercial Checking with Interest

$500.00 minimum opening deposit
Not Available to Corporations or Partnerships, Limited Liabitily Companies, Associations, Estates, or Business Trust
Variable interest
$1,500.00 daily balance required to avoid $15.00 monthly service charge
$0.50 for each additional item over 300 items
Image statement monthly
Debit Card available