Products and Services







Common Features / Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Account activity printout $2.00
Account balancing assistance $35.00  per hour
Account research (microfilm work) $35.00  per hour
Items per copy - each $3.00
ATM Cash Withdrawal at ATM's other than
First Security Bank*
*Other banks may also assess a charge
$1.00
ATM Balance Inquiry or Transfer of Funds at any other bank's ATM $.50

Dollar limit $500.00

Replace lost Debit/ATM card $5.00
Automatic transfer of funds from any account for overdraft protection $5.00
Cashier's Checks

Customers $5.00
Charge Back fee (per item) $5.00
Check Printing (fee depends on style of check ordered)




Collection letters - incoming and outgoing $10.00
International Collections $15.00  Plus costs
Domestic Wire Transfers

Outgoing wire transfers $15.00

Incoming TIB wire transfers (customer) $5.00

Incoming Federal Reserve wire transfers $25.00




Foreign (outgoing) Wire Transfers *$15.00

*Plus correspondent bank charges
New Account Closed within 90 days $10.00
Money Orders - Customers $3.00
Garnishments, Levis or Court Orders

$75.00  Plus attorney
 fees
Zipper Bags $5.00
Photocopies (each) $3.00
Special handling fee (per cycle) $25.00
Special handling for truncated accounts $5.00
Special statement cutoff $5.00
Stop Payments (all items) $25.00
Telephone transfer - automatic $2.00
Traveler's Cheques - Two signature $1.00  per $100.00
Gift Cheques $2.50  Each
Temporary Checks $5.00  per 10.
Non-sufficient funds (NSF)(each)(Returned or Paid) $28.00
Non-sufficient funds (NSF)(ATM withdrawal)(Paid) $28.00
Non-sufficient funds (NSF)(Debit card purchase)(Paid) $28.00
Non-sufficient funds (NSF)(each)(Returned or Paid)

(Preauthorized withdrawal or other electronic debit) $28.00
Overdraft per item $28.00


An insufficient balance could result in several ways, such as (a) the payment of checks, electronic funds transfers, ATM, debit card, preauthorized and telephone transfers, internet transactions or other withdrawal request; (b) payments authorized by you; (c) the return, unpaid, of items deposited by you; (d) the imposition of bank service charges; or (e) the deposit of items which according to the Bank's Funds Availability Policy, are treated as not yet "available" or finally paid.

We are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds.

We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you.

We pay checks in ascending order.